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Strategic Accounts
Investment Philosophy & Process
The strategic account is the core of our total investment management solution. The investment process is a thorough disciplined approach. It is designed to grow wealth over time while minimizing risk to principal. The primary tool behind risk reduction is diversification. This is the foremost guiding principle behind the investment process. Secondly, ranges have been developed to allow for marginal changes within the portfolio. This allows for adjustments to shifts in economic and market cycles. Established ranges act as a safeguard to long range investment returns. Portfolios are rebalanced quarterly in order to bring the various assets back to the target.
Investment Process
We have developed specific allocation ranges for our five investment objectives. These ranges give us room to react to changes in the market. These broad ranges are further broken down into sub-asset classes. This enables us to take advantage of developing trends within the four major asset classes.
Strategic Asset Allocation
These are shifts made between three primary assets classes:, stocks, bonds, cash:
Equity
Fixed income
Reserves |
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Tactical Asset Allocation
These are the shifts made within the board assets classes:
Large-Cap Growth
Large-Cap Value
Mid-Cap Growth
Mid-Cap Value
Small-Cap Growth
Small-Cap Value
Real Est. Invst. Tr.
Commodities Index
International |
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15-70%
15-70%
5-20%
5-20%
5-25%
5-25%
0-20%
0-10%
0-20% |
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Examples are shifts between growth and value, large cap stocks to small cap stocks or long term bonds to short term bonds. |
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